The 401k and the IRA are for the rest. The alternative is for the educated. Learn how you can join the educated to get more after tax income, never lose a nickel regardless of markets, avoid income taxes in retirement, and NEVER run out of money!
Don't. With the 401k alternative you never lose money. Over time, the 401k will outperform the market.
Your 401 alternatie will NEVER run out of money if built properly. That's our job, to show you how to save on taxes and fees, and enjoy a good income even if you live to be 110!
Why the 301k should be retired!
Yes, but unless you are totally uninsurable it will still be the best option you have. Worst case scenario is that you will have less death benefit, and the payout to heirs could be over a period of time, rather than all at once. Otherwise, we have access to many new high return annuities that can be part of a ROTH IRA and you will still have a decent return, save on taxes, and have an income for life!
Yes and No! You are never too young to start. While the younger you start start saving will mean more income per dollar contribution, you will always get a better deal. If you are within a few years of retirement, we would have to make some adjustments to get the best advantage for you and your heirs.
Yes - for sure. There are two ways to go. You can plan ahead and we design the plan for future increases: i.e start with $100,00 per month, plan to put in $200 a month in a couple of years. Not a problem if you don't quite make it. You won't lose anything.
The second way is to prepare with Supplementary inexpensive term insurance that can be converted into the program. You can also just get more coverage. There are rules to follow as part of the IRS codes, but they are easy to follow., and we will make sure that you are protected!
4725 s.e. basswood terrace, stuart, FL 34997, US
Monday - Friday: 9am - 5pm
Saturday: By appointment